If you are in the market to purchase a home, the FIRST thing you should do is get your financing in order.
If you are Financing your home purchase, the first thing you need to do is talk to your banking institution or a mortgage broker to see how much you can qualify to buy a home, and how much your monthly payment will be. This will give you an idea of the purchase price range your need to stay within and makes finding a home that you will be able to purchase a lot easier, not to mention that you don’t want to be driving around seeing homes that are not in your price range, just to get discouraged when your find out you could not qualify to purchase the home.
If you are buying Cash, it’s easy, just get a printout of your account balance. This is considered your proof of funds. If you are telling a seller that you are buying their home cash, then they will want to see that the funds are available.